Anti-Scam and Transparency Policy

    RMBT is committed to building a secure, transparent, and trustworthy digital-finance ecosystem. This policy explains how we protect our users from scams, ensure operational transparency, and promote responsible participation in the RMBT network.

    Purpose

    The purpose of this policy is to:
    • Safeguard customers from phishing, impersonation, or fraudulent activity.
    • Provide clear information about RMBT’s official channels, reserves, and procedures.
    • Build user confidence through continuous transparency and independent verification.
    Unlike speculative tokens, RMBT follows a utility-driven model. Every token is backed by real-world assets, and governance decisions on supply, burn, or expansion are made transparently through the DAO.

    Scope

    This policy applies to all RMBT platforms, wallets, learning portals, and marketplace functions operated under official domains including rmbt.io, rmbt.work, and their verified sub-domains.

    Our Security Commitments

    • 1:1 Backing: Every RMBT token is fully backed by reserve assets of equivalent value.
    • Independent Oversight: Monthly third-party attestations and an annual independent audit verify reserve balances.
    • No Hidden Operations: RMBT does not maintain secret wallets, side-pools, or undisclosed reserves.
    • User Privacy: We never request private keys, seed phrases, or wallet passwords.

    Anti-Scam Protection for Users

    To reduce the risk of fraud, RMBT implements layered protection:

    a) Phishing & Impersonation Detection

    Our system continuously scans for fake websites and wallet interfaces imitating RMBT.

    b) Smart-Contract Verification

    Only contracts published through official repositories and verified on blockchain explorers are authorized. Users can confirm authenticity via checksum addresses on the verification page.

    c) Transaction Monitoring

    Suspicious wallet activity, wash trading, and unauthorized liquidity operations are detected and flagged by our compliance engines.

    d) Partner Review

    All third-party service providers, exchanges, custody partners, or payment gateways undergo technical and compliance screening.

    e) User Awareness

    Educational alerts and guides help users recognize scams, understand permissions, and transact safely.

    How Users Can Protect Themselves

    • Access RMBT only through verified domains.
    • Never share private keys, QR backups, or passwords with anyone.
    • Avoid clicking links from unsolicited emails or social media messages.
    • Verify contract addresses before approving transactions.
    • Report any suspicious contact to support@rmbt.io immediately.

    Transparency & Disclosure Standards

    To maintain public confidence, RMBT commits to:
    • Monthly Reserve Attestations: Verified reports showing total reserves vs. tokens in circulation.
    • Quarterly Reserve Composition Reports: Breakdown by asset category (cash, T-bills, insured deposits).
    • Annual Independent Audit: Comprehensive financial statement by a licensed firm.
    • Real-Time Supply Dashboard: Public view of total RMBT minted and redeemed across chains.
    • Incident Reports: Any significant operational event or security issue will be disclosed promptly on the Transparency Hub.

    Reporting and Response Procedure

    Users who suspect scams, phishing, or misuse should:
    1. Stop all related transactions.
    2. Collect evidence (screenshots, URLs, wallet IDs).
    3. Email support@rmbt.io or use the secure form on the Transparency Hub.
    RMBT’s Security Operations Center will acknowledge within 24 hours, initiate review, and, if necessary, coordinate with regulators or law enforcement.

    Redemption and Freeze Policy

    • Redemption: Verified users can redeem RMBT at face value through official channels after KYC review.
    • Freezes: RMBT may freeze assets only when legally required or in cases of confirmed fraud or technical attack.
    • Disclosures: Aggregate data on freeze actions and redemptions is included in quarterly transparency reports.

    Data Protection

    • Minimal Data Collection: Only necessary compliance data is gathered.
    • Encryption: All stored or transmitted data uses strong cryptographic standards.
    • User Rights: Individuals may request access, correction, or deletion of personal data within legal bounds.

    Governance and Updates

    RMBT’s policies are reviewed quarterly by an internal Compliance Committee and an external advisory panel. Any change will be announced publicly on rmbt.io/transparency, including a summary of revisions and effective date.

    Statement of Assurance

    RMBT’s guiding principle is trust through transparency. By publishing verifiable data, adopting strict anti-fraud measures, and empowering users with information, RMBT ensures that every transaction whether institutional or individual remains secure, compliant, and accountable.

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    Disclaimer

    © 2025 RMBT. All rights reserved.
    RMBT 是种全球稳定币，旨在保持安全、透明，并可按 1:1 比例兑付支持的资产。储备金由受监管的托管机构以现金和高质量流动性工具持有。本网站提供的所有信息仅用于一般性参考，不应被视为财务、法律、税务或投资建议。RMBT 及其附属机构不对内容的完整性或准确性作出任何保证，也不对因使用这些内容而产生的任何损失或损害承担责任。数字资产存在风险，用户在进行任何交易前应始终自行研究并保持谨慎。
    要不要我也帮你做个 繁体中文无“一”版本，方便你直接放在不同地区的站点